var LO_01 = { Questions : [ { ID : "LO1-1", Prompt : "A typical homeowner’s insurance policy provides coverage for personal property (the contents of the structures).", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070204", }, { ID : "LO1-2", Prompt : "If you own a home, you must have homeowner’s insurance by Florida law. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070204", }, { ID : "LO1-3", Prompt : "Renters' insurance is optional. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070204", }, { ID : "LO1-4", Prompt : "The Patient Protection and Affordable Care Act (PPACA) makes health care insurance coverage mandatory for all Americans. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070208", }, { ID : "LO1-5", Prompt : "If you do not have health care or fail to provide it for your dependent children, you will be fined by the United States Department of Health and Human Services.", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070208", }, { ID : "LO1-6", Prompt : "In Florida, cars are insured, not drivers. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070212", }, { ID : "LO1-7", Prompt : "Florida law requires your auto insurance coverage to include $100,000 (one hundred thousand dollars) personal injury protection (PIP) and $100,000 (one hundred thousand dollars) property damage liability (PDL). ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070212", }, { ID : "LO1-8", Prompt : "Term Life policies are time-limited and give your beneficiaries a single, lump sum payment when you die. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070216", }, { ID : "LO1-9", Prompt : "Whole Life policies are life-long but your insurance company can raise or lower premium amounts and you can make changes to coverage amounts at will.", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070216", }, { ID : "LO1-10", Prompt : "Universal Life policies are long, have set premiums, maintain a cash value and earn money that is tax-deferred. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070216", }, { ID : "LO1-11", Prompt : "A binder ", OptionA : "explains what you want to be insured and provides relevant personal information.", OptionB : "tells how much the insurance company will pay for each type of loss.", OptionC : "proves that you have insurance while you wait for official documents to arrive.", OptionD : "is your statement that you have had a loss and want to get your benefit.", OptionE : "", Answer : "C", SlideID : "070202", }, { ID : "LO1-12", Prompt : "Deductibles are the ", OptionA : "amount you must pay out-of-pocket for a covered loss.", OptionB : "most the insurance company would pay for any one specific loss.", OptionC : "the monthly premiums for an annual insurance policy.", OptionD : "an assessment of the worth of the item(s) you want to insure.", OptionE : "", Answer : "A", SlideID : "070202", }, { ID : "LO1-13", Prompt : "Underwriting is the ", OptionA : "day-to-day administration of your insurance carrier.", OptionB : "process of assessing your loss and paying your claim.", OptionC : "business arrangement between an insurance company and its bank. ", OptionD : "determination of what policy or policies the insurance company will offer you.", OptionE : "", Answer : "D", SlideID : "070202", }, { ID : "LO1-14", Prompt : "It is best to buy life insurance when you are still healthy and young because the premium will be lower and you can lock in a set amount for life.", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070222", }, ], PullCount : 5 } var LO_02 = { Questions : [ { ID : "LO2-1", Prompt : "The first page of HO-3 is known as the 'dec' page, which is short for", OptionA : "declarations.", OptionB : "decisions.", OptionC : "decreases.", OptionD : "declinations.", OptionE : "", Answer : "A", SlideID : "070302", }, { ID : "LO2-2", Prompt : "If your home was robbed and they took all of your electronics, what section of your homeowner’s insurance policy would tell you if it was a covered loss? ", OptionA : "Coverage A: Dwelling.", OptionB : "Coverage B: Other Structures.", OptionC : "Coverage C: Personal Property.", OptionD : "Coverage D: Loss of Use.", OptionE : "", Answer : "C", SlideID : "070302", }, { ID : "LO2-3", Prompt : "The General Exclusions section of your health care policy will tell you if your gym membership is covered by your health care insurance plan. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070304", }, { ID : "LO2-4", Prompt : "If you wanted to see what members of your family are named insureds on an automobile policy, you would look in the Authorized Drivers section of your policy. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070306", }, { ID : "LO2-5", Prompt : "Your Vehicle Insurance Number is called a VIN on your auto insurance policy. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070306", }, { ID : "LO2-6", Prompt : "If you are asked to provide your lienholder’s name, you would give the name of the company that loaned you money for your vehicle’s purchase. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070306", }, { ID : "LO2-7", Prompt : "A rider on a life insurance policy tells what changes have been made to the standard policy to accommodate you. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070308", }, { ID : "LO2-8", Prompt : "The Settlement section of the policy details what happens if you want to cancel your policy after a certain period of time. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070308", }, ], PullCount : 5 } var LO_03 = { Questions : [ { ID : "LO3-1", Prompt : "You should compare policies that are as close to identical in their provisions as possible.", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070402", }, { ID : "LO3-2", Prompt : "When buying homeowner’s policies, check if they pay Actual Cash Value for a loss, which is what it would cost you to replace the insured item(s).", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070403", }, { ID : "LO3-3", Prompt : "Make sure all of the policies you are reviewing have Florida’s mandatory flood insurance  coverage.", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070403", }, { ID : "LO3-4", Prompt : "The difference in auto insurance policies will be in the discounts they offer you. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070404", }, { ID : "LO3-5", Prompt : "If you are a teenager who wants to save money, you should compare policies that are identical except that one make you the Named Insured and the other gives your parents that responsibility.", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070404", }, { ID : "LO3-6", Prompt : "It is easy to compare health insurance policies because industry-wide laws are not subject to change.", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070405", }, { ID : "LO3-7", Prompt : "The Healthcare Marketplace offers many tools to help you choose the right insurance plan. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "A", SlideID : "070405", }, { ID : "LO3-8", Prompt : "To compare life insurance policies, first choose one of the only two available by law in Florida: term and whole life.", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070406", }, { ID : "LO3-9", Prompt : "If a company is given an A++ by one ratings services, they will get that from all of them. ", OptionA : "true", OptionB : "false", OptionC : "", OptionD : "", OptionE : "", Answer : "B", SlideID : "070407", }, ], PullCount : 5 } var myKC_Data = [ LO_01, LO_02, LO_03 ]; var myGroupID = "module1"; var mySlideID = "0108"; var myModuleNum = 1; var myKCPassTemplate = "#template-kc-pass"; var myKCConclusion = "#template-conclusion"; var statusAudio = "../master/shared_content/audio/KCStatusM.mp3"; var failAudio = "../master/shared_content/audio/KCNotPassM.mp3"; var beginAudio = "../master/shared_content/audio/KCInfoM.mp3"; var conclusionAudio = "content/module1/audio/ITPR0108.mp3"; var myKC = KnowledgeCheck(); myKC.Init( myKC_Data, myGroupID, mySlideID, myModuleNum, myKCPassTemplate, myKCConclusion, null, beginAudio, conclusionAudio, statusAudio, failAudio );