Welcome to the Florida Department of Financial Services course on Credit Cards. This goal of this learning experience is to assist you in being able to make informed decisions about getting and using credit cards. After successfully completing this course, you will be able to:

• Explain how credit cards work using terminology seen in applications and agreements
• Identify the pros and cons of having credit
• Show how to calculate the true cost of credit
• Describe laws and agencies that protect people who have a credit card

Credit Cards is one of the financial literacy courses offered by the Florida Department of Financial Services. The purpose of these online learning experiences is to provide an interactive, engaging way for Floridians to learn about finances. The courses are free of charge and independent of one another; take them in any order, as often as you wish.

The Florida Department of Financial Services hopes you enjoy Credit Cards and wishes you every success in achieving your financial goals.